Apps💰 FinTechBharatPe
🤖

BharatPe

0
AI-driven merchant payments and lending for Indian shopkeepers
💎💎💎💎💎
/ 5
No ratings yet

Rate this app

Lending interest + feesApp (Mobile)💰 FinTech00🇮🇳 Indian Founded

About BharatPe

BharatPe provides QR payments, card machines, and AI-underwritten loans to 1.3Cr+ Indian merchants. Its ML models score creditworthiness using UPI transaction data, enabling collateral-free loans to small shopkeepers traditional banks ignore. Has facilitated Rs 12,000Cr+ in merchant loans.

Problem & Unique Value

🎯 Problem Being Solved

Small merchants have no credit history banks accept — BharatPe's AI scores them on real transaction flows instead.

💎 What Makes It Unique

Pioneered UPI-data-based AI lending for India's kirana economy.

Key Features

  • 1AI merchant credit scoring from UPI data
  • 2Zero-fee QR payments
  • 3Collateral-free merchant loans
  • 4Swipe machines with EMI
  • 512% Club consumer investing

🤖 AI & Technology

AI Categories

Predictive Analytics
00

🗣️ Supported Languages

englishhindi

🏢 Industry / Domain

📍 Location & India Context

Headquarters

New Delhi, Delhi

Markets Served

India
🇮🇳 Indian Founded🌾 Bharat / Rural Focused

Details

Pricing
Lending interest + fees
Primary Industry
FinTech
Funding
Series E

Business

Target Audience
MerchantsKirana StoresSMEs
Investors
Tiger Global, Sequoia, Ribbit Capital