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Lendingkart
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About Lendingkart
Lendingkart uses ML models analysing 10,000+ data points — bank statements, GST, cash flows — to underwrite working capital loans for SMEs in under 72 hours, no collateral. Has disbursed Rs 18,000Cr+ to 3L+ businesses across 4,000+ cities, most with no prior formal credit.Problem & Unique Value
🎯 Problem Being Solved
SME loans take months and demand collateral — Lendingkart's AI approves them in days on cash-flow data.💎 What Makes It Unique
One of India's largest AI-first SME lenders — credit for businesses banks can't score.✨ Key Features
- 1ML underwriting on 10,000+ data points
- 272-hour loan disbursal
- 3No collateral required
- 4GST & bank statement analysis
- 5Co-lending APIs for banks
🤖 AI & Technology
AI Categories
Predictive Analytics
00
🗣️ Supported Languages
englishhindi
🏢 Industry / Domain
📍 Location & India Context
Headquarters
Ahmedabad, Gujarat
Markets Served
India
🇮🇳 Indian Founded🌾 Bharat / Rural Focused
Details
- Pricing
- Lending interest
- Primary Industry
- FinTech
- Funding
- Series E
- Website
- lendingkart.com
Business
- Target Audience
- SMEsSmall Businesses
- Investors
- Fullerton, Temasek, Bertelsmann