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PhonePe
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About PhonePe
PhonePe is India's #1 digital payments app with 600M+ registered users and ~48% UPI market share. Uses AI/ML at massive scale for real-time fraud detection, risk scoring, smart reminders, and personalised financial products across payments, insurance, and wealth. Valued at $12B, backed by Walmart.Problem & Unique Value
🎯 Problem Being Solved
Digital payments at India scale need fraud protection across billions of monthly transactions — PhonePe's ML does it in real time.💎 What Makes It Unique
India's largest fintech by users — AI fraud systems screening 310M+ transactions daily in 12 Indian languages.✨ Key Features
- 1Real-time AI fraud detection at UPI scale
- 212 Indian language support
- 3AI-driven financial product recommendations
- 4Merchant lending with ML credit models
- 5Insurance & wealth on one app
🤖 AI & Technology
AI Categories
Predictive AnalyticsRecommendation
0⚡ API Available
🗣️ Supported Languages
englishhinditamiltelugubengalimarathigujaratikannadamalayalampunjabiodiaassamese
🏢 Industry / Domain
📍 Location & India Context
Headquarters
Bengaluru, Karnataka
Markets Served
India
🇮🇳 Indian Founded🌾 Bharat / Rural Focused
Details
- Pricing
- Freemium
- Primary Industry
- FinTech
- Funding
- Late Stage
- Website
- phonepe.com
Business
- Target Audience
- ConsumersMerchantsBharat Users
- Investors
- Walmart, General Atlantic, Ribbit Capital