Apps💰 FinTechRazorpay
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Razorpay

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AI-powered payments and banking platform for Indian businesses
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Transaction feesPlatform / API💰 FinTech0⚡ API Available🇮🇳 Indian Founded

About Razorpay

Razorpay is India's leading full-stack payments and business banking platform. Its AI suite (Ray) powers fraud detection, payment success-rate optimisation, smart routing, and instant settlements. Processes $180B+ TPV annually for 10M+ businesses. Valued at $7.5B, backed by Sequoia, Tiger Global, and GIC.

Problem & Unique Value

🎯 Problem Being Solved

Indian businesses face payment failures, fraud, and fragmented banking — Razorpay's AI optimises every transaction.

💎 What Makes It Unique

India's most developer-loved payment stack with AI baked into routing, risk, and merchant support.

Key Features

  • 1Ray AI assistant for merchants
  • 2AI fraud & risk detection
  • 3Smart payment routing for higher success rates
  • 4Instant settlements
  • 5Full-stack: payments, payroll, banking

🤖 AI & Technology

AI Categories

Predictive AnalyticsGenerative AI
0⚡ API Available

🗣️ Supported Languages

english

📍 Location & India Context

Headquarters

Bengaluru, Karnataka

Markets Served

IndiaSoutheast Asia
🇮🇳 Indian Founded🌾 Bharat / Rural Focused

Details

Pricing
Transaction fees
Primary Industry
FinTech
Funding
Series F

Business

Target Audience
BusinessesStartupsDevelopers
Investors
Sequoia, Tiger Global, GIC, Lone Pine